Rachel Simmons is the Features Editor at USA Daily Report, where she leads the lifestyle desk and oversees the publication's consumer guides and long-form analysis. Her work sits at the intersection of personal finance, real estate, health, and the everyday decisions that readers are actually trying to make — from choosing a health insurance plan to understanding what a new housing policy means for their mortgage.
Before joining USA Daily Report, Rachel spent six years at a New York-based consumer magazine, first as a staff writer and then as a deputy editor running the personal finance vertical. She cut her teeth fact-checking cover stories about retirement planning and credit card debt before writing her own. Her transition to digital journalism came when she realized that the stories she cared about most — the ones that help people make better decisions — needed to live where people actually search for answers.
Rachel's approach to feature writing is research-heavy and reader-first. Her guides are built around the questions people are actually asking, not the ones editors think they should ask. She has written extensively about tax policy changes, healthcare enrollment, home buying, and consumer rights, with a focus on making dense regulatory topics accessible without oversimplifying them.
She graduated from the University of Virginia with a double major in English and Economics. She lives in Brooklyn and is a reliable source of restaurant recommendations that nobody asked for.